Personal insurance is designed to protect yourself and your loved ones if something unexpected should happen. A common misconception is that your home is your most valuable asset, in truth your ability to earn an income is your most important asset. Without that, you and your family's lifestyle can be lost.

LIFE INSURANCE

To ease your financial worries in this time of stress life insurance provides a lump sum or monthly payment to help take care of the big ticket items such as:

  • Your home loan

  • Small debts

  • Living expenses

  • Children’s ongoing expenses

  • Day to day living expenses

Let’s tailor an insurance policy that is right for you, your family or your business needs.

HEALTH INSURANCE

Our public health system and ACC do a great job supporting people who require urgent medical attention. However, many health issues Kiwis face are either not accidental or can result in delayed treatment due to long waiting lists and can cost thousands. Health insurance removes the worry around unexpected medical bills so you can focus on getting the right treatment and start your recovery sooner.

INCOME PROTECTION

Your ability to earn is your biggest asset. If you face an illness or injury that stops you from working, income protection insurance provides regular monthly payments to cover your ongoing financial commitments like household bills and mortgage or rent payments.

TRAUMA INSURANCE

We often experience financial hardship as a result of a serious illness or injury to ourselves or a family member. Having trauma insurance can provide much needed financial support to cover whatever you need, like taking care of medical treatment and rehabilitation costs, or simply allowing you financial breathing space, so you and your family members can recover.

TOTAL AND PERMANENT DISABILITY

Total and Permanent Disability insurance secures your future if a serious illness or injury leaves you totally permanently disabled and unable to work.

It's easy to take good health for granted, but the reality is sometimes we become ill or have an accident, and if it’s serious, we might not be able to work again. With Total Permanent Disablement (TPD) insurance you receive a lump sum payment which you can choose to assist with your mortgage, medical expenses, other bills, or modifications to your home so you can focus on adapting to your new world.